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1. Does the OC fulfill the legal requirements if it has taken out a public liability policy with an indemnity limit of HK$10 million which covers both bodily injury and property damage to a third party?

The Building Management Ordinance (Cap. 344 of the Laws of Hong Kong) and the Building Management (Third Party Risks Insurance) Regulation (Cap. 344B of the Laws of Hong Kong) requires the OC to procure insurance which provides coverage of no less than HK$10 million for an accident in relation to the common parts and facilities of the building resulting bodily injury or death.

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