2. Who is protected by the Money Lenders Ordinance (Cap. 163)?

2. Who is protected by the Money Lenders Ordinance (Cap. 163)?

The Money Lenders Ordinance (Cap. 163) primarily protects consumers borrowing from commercial lenders. 

As mentioned above, loans under credit card schemes fall outside of the Money Lenders Ordinance (Cap. 163). Please refer to the discussion on credit card lending for more details.