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2. I have signed up a local tour and shall participate in a hot-air balloon activity for my coming trip. What should I pay attention to when buying my travel insurance?

You should make sure that adventures activities such as hot-air ballooning is covered under the travel insurance plan you are going to purchase. Some travel insurance plans do exclude coverage for injuries sustained during these activities. Depending on your planned activities, you may want, or need, to supplement your travel insurance plan with a rider. The purpose is to provide you with coverage for injuries sustained during activities that would otherwise be excluded on your travel insurance plan.