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II. How can I get an insurance policy?

Traditionally, potential policy holders acquire insurance policies through and with the help of an insurance intermediary.  The first part below is devoted to an overview of such a traditional way to obtain an insurance policy with particular focus on the new regulatory regime on insurance intermediaries.


With the advent of 21st Century, technologies permeate our daily lives and radically transform our ways of living and interacting with the world.  The insurance sector is no exception to this irreversible current.  Insurance technology, also known as “Insurtech”, through employment and utilization of the Internet and the latest technologies, unleashes the potentials to rethink how insurance would work in our society, from selling insurance policies to provision of after sales services.  The second part below offers a glimpse into Insurtech and how does it help to enhance the quality of services provided by the insurance sector.