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2. What are the potential benefits of obtaining an insurance policy from a virtual insurer?

One of the most obvious benefits reaped by obtaining an insurance policy from a virtual insurer is to save premiums.  Theoretically, without involving any insurance intermediary in the selling process, no commission needs to be paid by the customer.

 

Also, buying insurance through a virtual insurer can make the whole selling process more convenient.  With Internet and an electronic device such as computer and mobile phones, customers can learn about and buy insurance policies at anytime and anywhere.

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