5. Is the bankrupt required to hand over all of his/her income to the Trustee?

No. The Bankrupt can retain part of his/her income to meet the reasonable domestic needs of himself/herself and his/her family. The surplus shall be handed over to the Trustee. What amounts to reasonable domestic needs depends on circumstances of the each case. For example, while the need for a domestic helper may be reasonable for a single parent family, it may not be reasonable if the spouse of the bankruptcy is unemployed.