3. What should I do if I decide NOT to defend the case?

You may fill in and file an acknowledgement of service indicating that you are not going to contest the proceedings.

And in case of a pure monetary claim, you can make an admission by filling in, filing and serving the Forms 16 or 16C as attached in the Writ of Summons (or Originating Summons). In the Forms 16 or 16C, you may indicate whether you admit whole or part of the claim by the Plaintiff, and make payment proposal. Please note that the Forms 16 or 16C is required to be made on oath.